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	<title>Michigan Mortgage &#187; Real Estate</title>
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	<link>http://www.lansingmimortgage.com</link>
	<description>Michigan Mortgage - Get The Advice You Deserve - Cornerstone Home Loans</description>
	<lastBuildDate>Mon, 10 Oct 2011 10:00:41 +0000</lastBuildDate>
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		<title>The Tables are Turning</title>
		<link>http://www.lansingmimortgage.com/the-tables-are-turning-for-pure-michigan.html</link>
		<comments>http://www.lansingmimortgage.com/the-tables-are-turning-for-pure-michigan.html#comments</comments>
		<pubDate>Wed, 31 Aug 2011 21:09:35 +0000</pubDate>
		<dc:creator>Evan Vanderwey</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[homes]]></category>
		<category><![CDATA[Michigan]]></category>

		<guid isPermaLink="false">http://www.lansingmimortgage.com/?p=1097</guid>
		<description><![CDATA[I took a call today from a Dave Ramsey listener who lives in Florida. She’s buying a second home here in Michigan. She loves the snow and the weather in the winter and never gets that in Florida. She misses it and wants to own something here in the North as a second home. After [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Now May Be a Good Time to Look at Your Interest Rate</title>
		<link>http://www.lansingmimortgage.com/now-may-be-a-good-time-to-look-at-your-interest-rate.html</link>
		<comments>http://www.lansingmimortgage.com/now-may-be-a-good-time-to-look-at-your-interest-rate.html#comments</comments>
		<pubDate>Tue, 05 Jul 2011 17:17:36 +0000</pubDate>
		<dc:creator>Evan Vanderwey</dc:creator>
				<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[home loans]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[Lansing MI mortgage]]></category>
		<category><![CDATA[Lansing Michigan]]></category>
		<category><![CDATA[Michigan]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage rates]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[refinance]]></category>

		<guid isPermaLink="false">http://www.lansingmimortgage.com/?p=1072</guid>
		<description><![CDATA[]]></description>
		<wfw:commentRss>http://www.lansingmimortgage.com/now-may-be-a-good-time-to-look-at-your-interest-rate.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>MERS Lawsuit Fouls up Foreclosures</title>
		<link>http://www.lansingmimortgage.com/mers-lawsuit-fouls-up-foreclosures.html</link>
		<comments>http://www.lansingmimortgage.com/mers-lawsuit-fouls-up-foreclosures.html#comments</comments>
		<pubDate>Thu, 09 Jun 2011 12:27:40 +0000</pubDate>
		<dc:creator>Evan Vanderwey</dc:creator>
				<category><![CDATA[Lansing Mortgage]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[housing]]></category>
		<category><![CDATA[mers]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://www.lansingmimortgage.com/?p=1068</guid>
		<description><![CDATA[Some foreclosures in Ingham County may have just gotten a lot more complicated. Last month the Michigan Court of Appeals ruled that Mortgage Electronic Registration Systems (MERS), a private company, did not have the right to use the state’s “Foreclosure by Advertisement” law to initiate foreclosures. MERS is an electronic registry that tracks servicing rights and [...]]]></description>
		<wfw:commentRss>http://www.lansingmimortgage.com/mers-lawsuit-fouls-up-foreclosures.html/feed</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>Lemonade, Anyone?</title>
		<link>http://www.lansingmimortgage.com/lemonade-anyone.html</link>
		<comments>http://www.lansingmimortgage.com/lemonade-anyone.html#comments</comments>
		<pubDate>Tue, 07 Jun 2011 13:08:49 +0000</pubDate>
		<dc:creator>Evan Vanderwey</dc:creator>
				<category><![CDATA[Lansing Mortgage]]></category>
		<category><![CDATA[down payment]]></category>
		<category><![CDATA[FHA]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[VA]]></category>

		<guid isPermaLink="false">http://www.lansingmimortgage.com/?p=1059</guid>
		<description><![CDATA[Government looks to increase the FHA minimum down payment. Last month, on May 25th, in the House Financial Services committee meeting, the discussion resumed about increasing the minimum down payment requirement for FHA loans from 3.5% or $3500 on a $100,000 home to 5% or $5000 on a $100,000 home. This idea is gaining traction because FHA loan performance has [...]]]></description>
		<wfw:commentRss>http://www.lansingmimortgage.com/lemonade-anyone.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Your Home May be the Perfect Rental – Timing is Everything.</title>
		<link>http://www.lansingmimortgage.com/your-home-may-be-the-perfect-rental-timing-is-everything.html</link>
		<comments>http://www.lansingmimortgage.com/your-home-may-be-the-perfect-rental-timing-is-everything.html#comments</comments>
		<pubDate>Wed, 28 Jul 2010 22:48:56 +0000</pubDate>
		<dc:creator>Evan Vanderwey</dc:creator>
				<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Rental Homes]]></category>
		<category><![CDATA[landlords]]></category>
		<category><![CDATA[lending standards]]></category>
		<category><![CDATA[mortgage interest rates]]></category>
		<category><![CDATA[renters are plentiful]]></category>

		<guid isPermaLink="false">http://www.lansingmimortgage.com/?p=876</guid>
		<description><![CDATA[I’ve talked with a number of my clients about the following four realities.  Many have taken action based on these.  

Real Estate is on sale like never before.
You know this already.  Most people won’t take advantage of these prices because they can’t see what’s happening around them through the haze of the negative news media and the scare of some impending global gloom and doom. Be that as it may, the fact remains that you could buy your next home, a move up in your own market, for a more favorable price than at any other time in the last 10 to 15 years in most of the country...]]></description>
		<wfw:commentRss>http://www.lansingmimortgage.com/your-home-may-be-the-perfect-rental-timing-is-everything.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Now Is The Time To Rent Out Your Home</title>
		<link>http://www.lansingmimortgage.com/now-is-the-time-to-rent-out-your-home.html</link>
		<comments>http://www.lansingmimortgage.com/now-is-the-time-to-rent-out-your-home.html#comments</comments>
		<pubDate>Mon, 07 Jun 2010 12:25:12 +0000</pubDate>
		<dc:creator>Evan Vanderwey</dc:creator>
				<category><![CDATA[Buy Now]]></category>
		<category><![CDATA[Buying A Home]]></category>
		<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Lansing Mortgage]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Rental Homes]]></category>
		<category><![CDATA[being a landlord]]></category>
		<category><![CDATA[craigslist challenge]]></category>
		<category><![CDATA[mortgage interest rates]]></category>
		<category><![CDATA[real estate prices]]></category>
		<category><![CDATA[rental home]]></category>
		<category><![CDATA[renters]]></category>

		<guid isPermaLink="false">http://www.lansingmimortgage.com/?p=826</guid>
		<description><![CDATA[I have talked with a number of my clients about the following four realities.  Many have taken action based on them...]]></description>
		<wfw:commentRss>http://www.lansingmimortgage.com/now-is-the-time-to-rent-out-your-home.html/feed</wfw:commentRss>
		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>BUY NOW! Part IV &#8211; Supply and Demand &amp; Real Estate Investors</title>
		<link>http://www.lansingmimortgage.com/buy-now-part-iv-supply-and-demand-real-estate-investors.html</link>
		<comments>http://www.lansingmimortgage.com/buy-now-part-iv-supply-and-demand-real-estate-investors.html#comments</comments>
		<pubDate>Fri, 21 May 2010 15:16:23 +0000</pubDate>
		<dc:creator>Evan Vanderwey</dc:creator>
				<category><![CDATA[Buy Now]]></category>
		<category><![CDATA[Buying A Home]]></category>
		<category><![CDATA[Lansing Mortgage]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Selling A Home]]></category>
		<category><![CDATA[foreclosure]]></category>
		<category><![CDATA[property values]]></category>
		<category><![CDATA[real estate investment]]></category>
		<category><![CDATA[supply and demand]]></category>

		<guid isPermaLink="false">http://www.lansingmimortgage.com/?p=774</guid>
		<description><![CDATA[Foreclosure is the name of the game on a couple of levels.  First, these are the deals that are attractive to investors because they can get homes at a deep discount.  Second, it is the presence of these deals that keep the total market low into the future, which keeps them from reaping the reward from selling the properties.

This is the tricky part – both of the following statements are true...]]></description>
		<wfw:commentRss>http://www.lansingmimortgage.com/buy-now-part-iv-supply-and-demand-real-estate-investors.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Buy Now? &#8211; Consider Some Facts</title>
		<link>http://www.lansingmimortgage.com/buy-now-consider-some-facts.html</link>
		<comments>http://www.lansingmimortgage.com/buy-now-consider-some-facts.html#comments</comments>
		<pubDate>Wed, 16 Dec 2009 22:30:11 +0000</pubDate>
		<dc:creator>Evan Vanderwey</dc:creator>
				<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Lansing Mortgage]]></category>
		<category><![CDATA[buy a home]]></category>
		<category><![CDATA[financing]]></category>
		<category><![CDATA[Lansing Michigan]]></category>
		<category><![CDATA[market]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://www.lansingmimortgage.com/?p=426</guid>
		<description><![CDATA[The expression Perfect Storm usually has a negative connotation; after all, storms are bad. But in the real estate market today, the perfect storm of price, rates, and incentives may make buying a new home a very good thing...]]></description>
		<wfw:commentRss>http://www.lansingmimortgage.com/buy-now-consider-some-facts.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Wait on that Harley</title>
		<link>http://www.lansingmimortgage.com/wait-on-that-harley.html</link>
		<comments>http://www.lansingmimortgage.com/wait-on-that-harley.html#comments</comments>
		<pubDate>Thu, 08 Oct 2009 08:00:55 +0000</pubDate>
		<dc:creator>Evan Vanderwey</dc:creator>
				<category><![CDATA[Lansing Mortgage]]></category>
		<category><![CDATA[home loans]]></category>
		<category><![CDATA[mortgage application process]]></category>
		<category><![CDATA[mortgage broker]]></category>
		<category><![CDATA[mortgage Lansing]]></category>
		<category><![CDATA[personal finances]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://www.lansingmimortgage.com/?p=200</guid>
		<description><![CDATA[So you want to buy a Harley? And that new house you’re closing on in a month has the perfect garage for it. It sure seems like the stars are aligning for you, and maybe they are (if you believe in that sort of thing). But before you and the Mrs. go shopping for matching leather chaps, you might stop and consider something…]]></description>
		<wfw:commentRss>http://www.lansingmimortgage.com/wait-on-that-harley.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Raising Your Credit Score</title>
		<link>http://www.lansingmimortgage.com/raising-your-credit-score.html</link>
		<comments>http://www.lansingmimortgage.com/raising-your-credit-score.html#comments</comments>
		<pubDate>Wed, 30 Sep 2009 08:55:49 +0000</pubDate>
		<dc:creator>Evan Vanderwey</dc:creator>
				<category><![CDATA[Lansing Mortgage]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[Lansing Michigan mortgage]]></category>
		<category><![CDATA[personal finances]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://www.lansingmimortgage.com/?p=198</guid>
		<description><![CDATA[Not happy with that credit score? More importantly, is your lender not happy with it? Well, here's some good news: it's not a fixed number. It's like your cholesterol level. There are things—short-term and long—that you can do to improve it, and things to avoid…]]></description>
		<wfw:commentRss>http://www.lansingmimortgage.com/raising-your-credit-score.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Extending the $8,000 FTHB Tax Credit</title>
		<link>http://www.lansingmimortgage.com/extending-the-8000-fthb-tax-credit.html</link>
		<comments>http://www.lansingmimortgage.com/extending-the-8000-fthb-tax-credit.html#comments</comments>
		<pubDate>Tue, 29 Sep 2009 20:02:42 +0000</pubDate>
		<dc:creator>Evan Vanderwey</dc:creator>
				<category><![CDATA[Lansing Mortgage]]></category>
		<category><![CDATA[first time home buyer tax credit]]></category>
		<category><![CDATA[home loans]]></category>
		<category><![CDATA[Lansing MI mortgage]]></category>
		<category><![CDATA[Lansing mortgage]]></category>
		<category><![CDATA[mortgage rates]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://www.lansingmimortgage.com/?p=253</guid>
		<description><![CDATA[November 30 is the deadline for the $8,000 1st time home buyer tax credit, but what actually ends up happening on December 1st is, at this point, anyone's guess.  But for what it's worth, I've linked an article I read yesterday that has a lot of the right people giving their opinions on the matter.]]></description>
		<wfw:commentRss>http://www.lansingmimortgage.com/extending-the-8000-fthb-tax-credit.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Another Bright Spot? Low Rates May Be Here to Stay</title>
		<link>http://www.lansingmimortgage.com/another-bright-spot-low-rates-may-be-here-to-stay.html</link>
		<comments>http://www.lansingmimortgage.com/another-bright-spot-low-rates-may-be-here-to-stay.html#comments</comments>
		<pubDate>Tue, 29 Sep 2009 15:17:02 +0000</pubDate>
		<dc:creator>Evan Vanderwey</dc:creator>
				<category><![CDATA[Lansing Mortgage]]></category>
		<category><![CDATA[Bernanke]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[home loans]]></category>
		<category><![CDATA[housing affordability index]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[Lansing Michigan]]></category>
		<category><![CDATA[mortgage rates]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://www.lansingmimortgage.com/?p=150</guid>
		<description><![CDATA[In keeping with our previous "cautious optimism" ideal, I've been watching for more bright spots in real estate and investing. And here's another...

One of the financial magazines I read weekly is Business Week. It can be a little bit politically charged, but depending on who's writing the economics 'short', it can be very good...]]></description>
		<wfw:commentRss>http://www.lansingmimortgage.com/another-bright-spot-low-rates-may-be-here-to-stay.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Sunshine</title>
		<link>http://www.lansingmimortgage.com/sunshine.html</link>
		<comments>http://www.lansingmimortgage.com/sunshine.html#comments</comments>
		<pubDate>Fri, 18 Sep 2009 20:27:36 +0000</pubDate>
		<dc:creator>Evan Vanderwey</dc:creator>
				<category><![CDATA[Lansing Mortgage]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[good news]]></category>
		<category><![CDATA[home sales]]></category>
		<category><![CDATA[Lansing mortgage]]></category>
		<category><![CDATA[mortgage rates]]></category>
		<category><![CDATA[optimistic]]></category>
		<category><![CDATA[pending home sales]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[single-family starts]]></category>

		<guid isPermaLink="false">http://www.lansingmimortgage.com/?p=187</guid>
		<description><![CDATA[So maybe the dark days are truly behind us. The numbers coming from all corners of the housing industry seem to be more than spikes on an otherwise flat chart. They seem to be sustained. Even Bernanke has finally gone so far as to admit that yes, it looks like...]]></description>
		<wfw:commentRss>http://www.lansingmimortgage.com/sunshine.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Folly of the Reg Z Exemption</title>
		<link>http://www.lansingmimortgage.com/the-folly-of-the-reg-z-exemption.html</link>
		<comments>http://www.lansingmimortgage.com/the-folly-of-the-reg-z-exemption.html#comments</comments>
		<pubDate>Tue, 08 Sep 2009 23:45:10 +0000</pubDate>
		<dc:creator>Evan Vanderwey</dc:creator>
				<category><![CDATA[Lansing Mortgage]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[home loans]]></category>
		<category><![CDATA[Lansing mortgage]]></category>
		<category><![CDATA[loan officer]]></category>
		<category><![CDATA[mortgage broker]]></category>
		<category><![CDATA[mortgage rates]]></category>
		<category><![CDATA[Okemos mortgage]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[realtor]]></category>
		<category><![CDATA[Reg Z]]></category>
		<category><![CDATA[truth in lending act]]></category>

		<guid isPermaLink="false">http://www.lansingmimortgage.com/?p=170</guid>
		<description><![CDATA[There’s an interesting pair of verses in the book of Proverbs. They go like this:  “Answer not a fool according to his folly, lest you be like him yourself.” Then right after that we read, “Answer a fool according to his folly, lest he be wise in his own eyes.” This is no contradiction...]]></description>
		<wfw:commentRss>http://www.lansingmimortgage.com/the-folly-of-the-reg-z-exemption.html/feed</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>The Time is Now.</title>
		<link>http://www.lansingmimortgage.com/the-time-is-now.html</link>
		<comments>http://www.lansingmimortgage.com/the-time-is-now.html#comments</comments>
		<pubDate>Fri, 04 Sep 2009 21:15:40 +0000</pubDate>
		<dc:creator>Evan Vanderwey</dc:creator>
				<category><![CDATA[Lansing Mortgage]]></category>
		<category><![CDATA[home loans]]></category>
		<category><![CDATA[housing affordability index]]></category>
		<category><![CDATA[Lansing mortgage]]></category>
		<category><![CDATA[mortgage rates]]></category>
		<category><![CDATA[pending home sales]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://www.lansingmimortgage.com/?p=126</guid>
		<description><![CDATA[The housing downturn has, over the past few years, challenged some of the conventional wisdom about owning vs. renting. Let’s face it. Renters have weathered the storm ok; whereas owners, as a group, have not.

Does that mean you should dump your home and rent? Not at all. In fact, if you’re renting now, this may be just the right time to cross over into home ownership.]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>You Can Breathe Now</title>
		<link>http://www.lansingmimortgage.com/you-can-breathe-now.html</link>
		<comments>http://www.lansingmimortgage.com/you-can-breathe-now.html#comments</comments>
		<pubDate>Mon, 24 Aug 2009 21:39:27 +0000</pubDate>
		<dc:creator>Evan Vanderwey</dc:creator>
				<category><![CDATA[Lansing Mortgage]]></category>
		<category><![CDATA[good news]]></category>
		<category><![CDATA[home loans]]></category>
		<category><![CDATA[housing affordability index]]></category>
		<category><![CDATA[Lansing MI mortgage]]></category>
		<category><![CDATA[mortgage rates]]></category>
		<category><![CDATA[pending home sales]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[single-family starts]]></category>

		<guid isPermaLink="false">http://www.lansingmimortgage.com/?p=101</guid>
		<description><![CDATA[The first encouraging news from industry pundits were the bottoming-out numbers, making the case that a recovery may be imminent. Then we started reporting actual increases in key stats, also very encouraging, but we did it with words like cautious, optimistic, and wait-and-see...]]></description>
		<wfw:commentRss>http://www.lansingmimortgage.com/you-can-breathe-now.html/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Reg Z. Being Better Informed on how the Feds are Keeping You Better Informed</title>
		<link>http://www.lansingmimortgage.com/reg-z-being-better-informed-on-how-the-feds-are-keeping-you-better-informed.html</link>
		<comments>http://www.lansingmimortgage.com/reg-z-being-better-informed-on-how-the-feds-are-keeping-you-better-informed.html#comments</comments>
		<pubDate>Thu, 20 Aug 2009 19:12:14 +0000</pubDate>
		<dc:creator>Evan Vanderwey</dc:creator>
				<category><![CDATA[Lansing Mortgage]]></category>
		<category><![CDATA[home sales]]></category>
		<category><![CDATA[Lansing MI mortgage]]></category>
		<category><![CDATA[Real Estate]]></category>
		<category><![CDATA[Reg Z]]></category>
		<category><![CDATA[truth in lending act]]></category>

		<guid isPermaLink="false">http://www.lansingmimortgage.com/?p=72</guid>
		<description><![CDATA[Helpful? Inconvenient? The new Truth In Lending Act (Reg Z) regulations are probably a little of both.

If you’re buying a home or refinancing after July 30 of this year, things just got a little more complicated. But don’t worry...]]></description>
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		<title>Good Reasons To Be Optimistic</title>
		<link>http://www.lansingmimortgage.com/good-reasons-to-be-optimistic.html</link>
		<comments>http://www.lansingmimortgage.com/good-reasons-to-be-optimistic.html#comments</comments>
		<pubDate>Wed, 12 Aug 2009 15:11:10 +0000</pubDate>
		<dc:creator>Evan Vanderwey</dc:creator>
				<category><![CDATA[Featured]]></category>
		<category><![CDATA[Lansing Mortgage]]></category>
		<category><![CDATA[good news]]></category>
		<category><![CDATA[home sales]]></category>
		<category><![CDATA[Lansing MI mortgage]]></category>
		<category><![CDATA[optimistic]]></category>
		<category><![CDATA[Real Estate]]></category>

		<guid isPermaLink="false">http://www.lansingmimortgage.com/?p=18</guid>
		<description><![CDATA[Take heart! We have good reasons to be optimistic. Not cautiously optimistic, but just plain optimistic. And because good news encourages more good news, share these positives with someone you love or like...]]></description>
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