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	<title>Michigan Mortgage &#187; home equity</title>
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	<description>Michigan Mortgage - Get The Advice You Deserve - Cornerstone Home Loans</description>
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		<title>Why Bother Refinancing &#8211; I</title>
		<link>http://www.lansingmimortgage.com/why-bother-refinancing-i.html</link>
		<comments>http://www.lansingmimortgage.com/why-bother-refinancing-i.html#comments</comments>
		<pubDate>Tue, 09 Mar 2010 15:24:19 +0000</pubDate>
		<dc:creator>Evan Vanderwey</dc:creator>
				<category><![CDATA[Interest Rates]]></category>
		<category><![CDATA[Lansing Mortgage]]></category>
		<category><![CDATA[Mortgage Industry]]></category>
		<category><![CDATA[Why Bother Refinancing]]></category>
		<category><![CDATA[appraised value]]></category>
		<category><![CDATA[closing costs]]></category>
		<category><![CDATA[Fannie Mae]]></category>
		<category><![CDATA[home equity]]></category>
		<category><![CDATA[refinance]]></category>

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		<description><![CDATA[Appraised value may not be enough – should I take the risk?

I made this one first because this conversation is at least a part of nine out of ten discussions with clients who are evaluating a refinance. 

Mr. Client (Joe) called in and said that he owed 150,000 on his mortgage.  We ran the numbers and a refinance would definitely be very beneficial.  He had an interest rate of 6.75% right now...]]></description>
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		<title>Looking for Pollyanna! Seeing things on the Bright Side this Spring</title>
		<link>http://www.lansingmimortgage.com/looking-for-pollyanna-seeing-things-on-the-bright-side-this-spring.html</link>
		<comments>http://www.lansingmimortgage.com/looking-for-pollyanna-seeing-things-on-the-bright-side-this-spring.html#comments</comments>
		<pubDate>Fri, 05 Feb 2010 07:31:52 +0000</pubDate>
		<dc:creator>Evan Vanderwey</dc:creator>
				<category><![CDATA[Lansing Mortgage]]></category>
		<category><![CDATA[bank owned homes]]></category>
		<category><![CDATA[home equity]]></category>
		<category><![CDATA[housing market]]></category>
		<category><![CDATA[market decline]]></category>
		<category><![CDATA[mortgage rates]]></category>

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		<description><![CDATA[How’s that for depressing!

I have done calculations like this one with my excel spreadsheet 100s of times. Having the information can be helpful, but writing an article with this as the only conclusion is misleading. There are at least three reasons why this article should not have hit the web the way that it did...]]></description>
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